Column
El Mercurio Legal, Wednesday, May 27, 2026
By Marcelo Gallardo Camus, Partner at Vial Gallardo Abogados
Column by Marcelo Gallardo in El Mercurio Legal:
Seguros complementarios de salud_ el sintoma de un sistema en transicion
Marcelo Gallardo Camus
Partner - marcelo.gallardo@vgcycia.cl
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Columna de Marcelo Gallardo en El Mercurio Legal
We advise individuals and families on the advance organization of their assets, so that their transfer to heirs is carried out in an orderly manner and in accordance with the law.
How we can help:
Chile's Personal Data Protection Law N° 21.719 comes into full force in December 2026, establishing a regulatory framework that is significantly more demanding than the current one: greater obligations for those who process personal data, expanded rights for data subjects, new enforcement powers, and a robust sanctions regime, with fines ranging from 5,000 to 20,000 UTM (Monthly Tax Units) depending on the severity of the infraction. At Vial Gallardo Abogados, we advise companies of all sizes on adapting their operations to this new regulation, with an approach specifically tailored to the realities of entrepreneurs and small and medium-sized businesses.
What the New Law Requires
Every company that processes personal data —whether belonging to its customers, suppliers, or employees— must adapt its operations to comply with Law N° 21.719. Among other obligations, this includes:
What We Offer
Priced accessibly for entrepreneurs, based on the number of employees or another parameter reflecting the actual size of each company.
We certify your company's data protection model, which serves as a mitigating factor in the event of a potential infraction.
We support the rollout of the model within your organization — not just its design on paper.
We are continuously available to resolve questions that arise in day-to-day operations.
At our law firm, we understand that employment relationships profoundly impact both people's daily lives and the development and stability of companies. That's why we combine extensive experience with a human, dynamic, and strategic approach to deliver transparent and effective solutions. Whether you're looking to protect your individual rights or ensure your organization's compliance and growth, our team is with you every step of the way.
Your peace of mind and your labor rights, in expert hands.
We support employees, professionals, and executives at key moments in their careers or when facing violations of their rights:
Strategic people management, risk prevention, and corporate protection.
We provide comprehensive support to national and international companies across various industries, combining a preventive outlook with strong litigation defense:
Vial Gallardo advises companies on compliance, regulatory risk management and corporate governance matters, designing and implementing programs aimed at ensuring regulatory compliance and preventing legal and reputational contingencies.
Our practice includes the development and implementation of crime prevention models under Chilean Law No. 20,393, internal policies, codes of ethics, corporate protocols and compliance programs tailored to the specific needs of each organization and industry sector.
We also advise clients in their interactions with regulatory authorities and in the management of administrative and sanctioning proceedings, particularly within regulated industries such as healthcare, insurance and other service sectors. Our approach combines strategic vision, practical experience and compliance-driven tools designed to strengthen internal control, supervision and risk mitigation mechanisms.
Vial Gallardo has a specialized aviation law practice focused on aircraft financing, leasing and international aviation transactions.
We advise domestic and international companies, financial institutions, leasing companies and aviation operators on matters related to contract structuring and review, aircraft financing, aviation security interests, aircraft and mortgage registrations, and the issuance of legal opinions for cross-border transactions.
Our experience also includes regulatory compliance before aviation authorities, licensing, operational regulations, insurance matters and dispute resolution related to the aviation industry.
The firm has participated in sophisticated international aircraft leasing and financing transactions in Chile and Latin America, representing leading participants in the global aviation industry.
We provide strategic tax advice to companies and individuals, focused on optimizing corporate structures and ensuring compliance with applicable regulations.
Our services include:
We represent clients in complex litigation and administrative proceedings, providing strategic, technical and results-oriented legal representation.
Our experience includes:
We advise domestic and international companies on corporate, commercial, civil, real estate, labor, regulatory and economic law matters. We assist our clients in the structuring, development and expansion of their businesses, providing strategic legal solutions and comprehensive legal support at every stage of their projects and investments.
Our practice includes:
